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Platform Expertise · Payments infrastructure

NZ's payments workhorse. Integrated properly.

Windcave (formerly Payment Express) processes a huge share of New Zealand's card payments — online, in-store and unattended. We've integrated it into ecommerce platforms, booking systems and point-of-sale for two decades.

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What is Windcave?

Windcave is New Zealand's home-grown payment gateway, handling card payments across ecommerce, terminals and unattended devices for banks and businesses in 20+ countries. Hosted payment pages, tokenised card storage, recurring billing and direct POS integration — it covers the full spectrum, with local acquiring relationships that offshore gateways can't match.

Why Windcave matters for your business

For NZ businesses, Windcave often means better interchange rates through local acquiring, direct eftpos support, and a processor your bank actually knows. The trade-off is an integration surface that rewards experience — session handling, tokenisation and reconciliation each have their quirks, and getting them right is the difference between payments you forget about and payments that page you at 2am.

How we help you with Windcave

Ecommerce integration

Windcave hosted pages or direct API wired into your store — Shopify, custom platforms or legacy carts.

Tokenisation & recurring billing

Stored cards, subscriptions and account-on-file flows built PCI-sensibly on Windcave tokens.

POS & unattended payments

Terminal and kiosk integrations — we've built Windcave into parking, retail and self-service systems.

Reconciliation & reporting

Settlement files matched to your ledger automatically, so finance stops doing it by hand.

What we like about Windcave

The reliability. Windcave-processed payments have quietly run through platforms we've built for many years — including high-volume retail and booking systems — and the local support team picks up the phone. It's not the trendiest gateway; it's the one that just keeps working.

Need a hand with Windcave?

Tell us what you're building or untangling — we'll come back with a clear, honest plan, usually within a couple of days.

Book a Discovery Call